1st Credit Collections

1st Credit













Registry of Debt Collectors













What To Do If You Get A Nasty Letter or Phone Call From:

1st Credit Collections



For full details of this debt collecting company and how to make use of this opportunity to better your situation, go to the home page of this website by clicking here, where all of this information is located. Thank you.











1st Credit Collections is a debt purchasing company or debt collecting company listed in the website of





Name: 1st Credit Collections

1st Credit Collections and the Truth About Your Debt

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1st Credit Collections is a debt purchasing company that has bought your debt from the original lending source for a small percentage of the original debt's value and is attempting to get the full sum of the original account from you.

1st Credit Collections will use all sorts of nasty methods to get you to set up a standing order so that they can make a quick profit. You may have already experienced bad and terrifying experiences of them. They may phone you at odd times and do so unacceptably often. They may send you official appearing sternly drafted letters threatening to send people round to collect the full amount or that they will take you to court for the full amount. Other tricks may involve attempting a charging order on your home or in some way bring about your homelessness or destitution.

So ask 1st Credit Collections for a copy of the original contract when you took out your loan or credit card.

To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It's free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.





More Data On 1st Credit Collections

From the MSE forum:

Full MoneySavingExpert forum reference (5 pages):

I noticed on their web site they state they go for full payment of debts that are to be written off, in other words statute barred. As well as making your complaint to the OFT please also make your complaint to the CSA as these are the ones to enforce the rules not the OFT. The OFT will only investigate if there are many complaints but the CSA will investigate each complaint individually.

1st credit do belong to the CSA and I complained to them about 1st credit but just got back a rather standard reply TBH. It said they believed Ist Credit as an upstanding member would be aware of their responsibilities etc. I'd not waste your time.


A Note on How Independent and Unbiased the CSA is:

CSA are useless criminal rubbish:
The CSA are muppets - they took 1st Credit's repsonse to my complaint word-for-word and put it on their own letterhead. They sent this to me stating they had closed the complaint. I sent a second complaint but was rebuked with comments reinforcing 1st Credit's odd debt collection practices. After advice from the NationalDebtLine I found the CSA have a council that rule on complaints and member issues. I telephoned the CSA asking for my complaints to be put before the member-council - I was refused. The CSA are a useless diversion who legitemise the questionable debt collection methodology employed by 1st Credit Limited.

Posted on 06-10-2008, 11:36 PM


If you have any information that you would like honest people to know about 1st Credit Collections then send us an email in complete confidence and we will try to corroborate it with the clowns involved.



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